The ‘AST Deposit Scheme’ is a template agreement that can be used when a landlord lets the property to a tenant for a term. The agreement refers to relevant legislation that give rights and responsibilities to the tenants and the landlord. It outlines the payment schedule and the amount of rent. The agreements also makes provisions for any deposit that the tenant has paid and how this would be handled under TDS.

The ‘AST Guarantor’ is a template agreement that can be used when a landlord lets the property to a tenant for a term. It also includes a guarantor who would be responsible for payment rent if the tenant fails to honour the contractual payments. The agreement refers to relevant legislation that give rights and responsibilities to the tenants and the landlord. It outlines the payment schedule and the amount of rent. The agreements also makes provisions for any deposit that the tenant has paid and how this would be handled under TDS.

The ‘AST Non Guarantor’ is a template agreement that can be used when a landlord lets the property to a tenant for a term. The agreement refers to relevant legislation that give rights and responsibilities to the tenants and the landlord. It outlines the payment schedule and the amount of rent.

The ‘Accept Payment Proposal from a Debtor’ template is used to acknowledge and formally accept an offer of payment by a debtor. This includes payment for outstanding invoices by instalments. This structured letter outlines the terms of payments that you are accepting. You can include your bank details, invoice details and if any interest and charges that are frozen. You also inform the debtor that if the agreed payment schedule is not met, the outstanding invoice(s) become payable immediately.

The ‘Accident Report Log’ template creates a list of accidents and incidents over a period of time in an organisations. It creates a log of the date of the incident and the details of the employee who had the accident. It also outlines the information of the first aider and action that was taken following the incident. Over time, this creates a comprehensive log of all accidents that happened at workplace.

The ‘Accident Report Record Form’ template is used to record any work related accidents or incidents. This form allows to record any known facts about an incident. This includes the details of the person involved in the incident and the details of the person who reported it. It further includes the details of the incident and how it was managed. This template can be used in all kinds of accidents and incidents that happen at work.

The Account Review template enables you to formally respond to a creditor when your account has been placed under review. You can inform them that there has been no change in your circumstances since your last review. As a result you would like to continue with your current arrangement. You also request to continue to freeze interest and charges on your account. This letter reminds the creditor that you are aware of the relevant regulation and their obligation to treat customers fairly. You can minimize future communication and ensure that your financial situation remains unaffected.

The Advance Decision Living Will template enables you to provide detailed instructions for times when you lack mental and/or physical capacity to make important decisions yourself. The template covers a wide range of situations in which you might not want to be kept alive by artificial means and limit treatment to necessary minimum of alleviating pain and inconvenience. It is essential that you consult the content of your Will with close family and/or GP.

The Affidavit of Will Execution template enables you to give a sworn statement of truth regarding a due execution of a will. The statement must be made voluntarily, without undue influence and shall always be signed before someone who has the authority to receive oaths under legislation, be that a Solicitor or a Commissioner. This is usually essential in civil proceedings (marriage/civil partnership, divorce/dissolution) or in the course of court proceedings.

The ‘Agreement to Share Office Space’ template is used when you want to share a portion of your office with another company. This agreement outlines the terms and conditions of the relationship. It mentions the rights and the responsibilities of the tenant. Further, it outlines the payment schedule and ways to terminate the contract.

The ‘Articles of Association – Private Company Limited by Shares’ template is usually used to draw a company’s constitution. It defines the responsibilities of directors and outlines the nature of business that the company would undertake. It also defines the measures that shareholders can take to exert control over directors.

The Ask mortgage provider to Write-off Debt template enables you to formally request your mortgage provider to write-off any debt outstanding on your account when your financial situation does not allow you to repay the debt and there is no prospect of improvement. The structure and wording of the template maximizes the chances of your request succeeding.

The ‘Assignment of IT Licenses’ template can be used to set out the terms and conditions of assignment of IT licenses from one party to another. Under this agreement a seller agrees to transfer the ownership and entitlement of IT licenses to a buyer for a price specified in the agreement. It also outlines the rights and responsibilities of the buyer and the seller during and after the execution of the contract.

The ‘Basic Employment Contract’ template is used to create an employment contract with a new staff member. This contract is generally used for staff members who would be employed on an employee basis. Providing an employment contract is a legal necessity. This template provides you with a step by step guide to create a contract that specifies the rights and obligations of the employees and the employer. Finally, it also outlines important aspects of employment such as pay, benefits, holiday, sickness and termination.

The ‘Basic Employment Contract with Restrictive Covenants’ template is used to create an employment contract with detailed restrictive covenants such as non-solicitation and non-competition. These types of contracts cover a variety of clauses that govern the relationship between the employee and the employer. It is usually used for junior roles where the employer wants to add enhanced restrictions. The restrictions are included within the main contract and limit the ability of an employee to potentially compete with your business.

The ‘Board Minutes – Change Company Name’ is a template that can be used to draft minutes of meetings where a board decides to change the name of the company. This is a simple yet structured format which outlines the new name of the company and the relevant article number of the articles of association of the company.

The ‘Business Plan’ template can be used when setting up a new business. This structured document is a formal statement of business goals, reasons they are attainable and plans that you have to achieve them. It covers a number of aspects of an organisation including organisation structure, business practices, marketing plans, finances and operations.

The ‘Cancel Order of goods and request a full refund’ template enables you to formally cancel goods you have ordered and request a full refund. The template quotes the relevant legislation and regulation to prevent any potential obstacles the company might otherwise try to impose. Last but not least, the template stipulates a period of 14 working days for the company to respond, to avoid any undue delay.

The ‘Cancel Service ordered and request a full refund’ template enables you to formally cancel a service ordered with a company and request a full refund. The template quotes the relevant legislation and regulation to prevent any potential obstacles the company might otherwise try to impose. Last but not least, the template stipulates a period of 14 working days for the company to respond, to avoid any undue delay

The ‘Car Parking License’ template is used to create an agreement to use designated car park space. It outlines the terms of use of the parking space. The template also explains the payment schedule and the times that the parking space is used. Finally, it also explains the ways to terminate the agreement.

The ‘Cease and Desist Letter’ template is used to stop someone from using your intellectual property without your permission. This template offers a step by step process to create a structured letter allowing you to stop someone from infringing on your intellectual property. It starts which the details of the work in question and the author of the work. It then outlines your reasons why you believe it is an infringement. It then provides the author with action(s) they must take to remedy this. Finally it informs that they if the required action is not taken within the specified amount of time you would initial legal proceedings without further notice.

The Change Address template provides you with a quick and easy way to notify everyone of your change of address. This is essential to prevent delivery issues and even more importantly, instances of fraud – by notifying banks, credit card issuers and any other relevant institutions.

The Change Name by Deed template enables you to officially change your name. When you decide to change your name, it is important to follow a proper legal procedure. This template will serve as written evidence to any organization of your decision and wish to be called by your new name. In order for such declaration to be valid, you will need to get the document sworn by a solicitor.

The Change Payment frequency template enables you to inform your creditor that you intend to switch the frequency of your payments according to your preference. Provided that your total repayment remains unchanged, your creditor won’t object.

The Chase Response regarding repayment offer template enables you to chase your creditor for response to your reduced repayment offer. The template informs the creditor of your financial hardship. It requests the creditor to reply as a matter of urgency. To emphasise the importance of the issue, the template quotes relevant regulation. It requires creditors to treat customers in financial difficulty with forbearance and due consideration.

The ‘Civil Settlement Agreement - Post Issue of Proceedings’ template is used in cases where formal proceedings have been issued and the debtor agrees to a Civil Settlement. This template outlines the nature of the dispute and obligations of both parties. It outlines that the plaintiff will not proceed with further legal action if the defendant agrees to pay any outstanding amount. The template also shows the amount outstanding and the payment plan which has been agreed as a part of the Civil Agreement.

The Claim Debt Owed (Personal Loan) template enables you to formally request a debt owed to you from an individual. The document is drafted in accordance with the Practice Direction on Pre-Action Conduct and Protocols. It allows you to clearly specify the particulars of the debt, set out the obligations of the debtor and threaten civil proceedings in a County Court. The template thus significantly increases your chances of successful outcome.

This template enables you to log a formal complaint for a mis-sold Packaged Bank Account and request a refund of payments made. The letter provides you with clear structure to argue your case. It reminds the company of their obligations under the Treating Customers Fairly Outcomes and other relevant regulation. It has been drafted to request a prompt and satisfactory resolution within 8 weeks.

Use this template to log a formal complaint for a mis-sold Packaged Bank Account. You can request a refund of payments made when you have been in financial difficulty for some time. The letter provides you with clear structure to argue your case. It reminds the company of their obligations under the Treating Customers Fairly Outcomes and other relevant regulation. It has been drafted to request a prompt and satisfactory resolution within 8 weeks.

The ‘Cohabitation Agreement’ template is used to create an agreement between two parties living together. It outlines the rights and responsibilities of the parties entering into the agreement. The agreement outlines that the income and assets of each party will be treated separately and would not be subject to division. It also outlines that each party is responsible for their own liabilities including debts. It also explains the ways to terminate the agreement.

The Commencing a Debt Relief Order – Request creditor to hold action on your account template enables you to formally notify your creditor that you are entering into a Debt Relief Order and request the creditor to hold all action on your account and freeze interest and/or charges. Furthermore, the template informs the creditor that they can expect contact from the Insolvency Service regarding your account in due time.

Use this template to Stop Collection activity by informing your creditor(s) that your financial situation has become unsustainable to maintain your contractual payments. As a result, you’d like to set up an affordable repayment plan. In order to do this, you require some account information so you can assess your finances. To give you time to assess your monthly income and expenditure, the template requests that your creditors stop all collection activity and freeze interest and charges on your account. In times of financial distress, it is extremely important that you communicate with your creditors.

The ‘Commercial Lease’ template is used when one business rents a property from another. This template is a systematic process to create a bespoke agreement. The outcome of this process is a structured agreement, which covers areas including monthly rent, insurance premium and VAT. It also outlines the term of the lease and ways to terminate the agreement.

The Complain - to Local Council about their Bailiffs template enables you to log a formal complaint with your local council regarding the action of their appointed bailiffs. The template provides you with an opportunity to remind your local council that you will not tolerate any harassing behaviour towards yourself in a time of severe financial distress.

TThe Complain to Landlord – State of Premises template enables you to log a formal complaint to your landlord regarding the state of the property, be that a room, flat or a house that you are renting. For the sake of any future disputes, it is essential to communicate your concerns to your landlord in an unequivocal, written form and this template provides you exactly with that

The Complain to a Tradesman about unsatisfactory work template enables you to formally log a complaint with a tradesman who failed to perform a task you paid for to your satisfaction. This letter can be used for any tradesman you have used to complete your necessary works. The structure of the template makes it easy to clearly lay out the particulars of your claim. The template quotes the relevant regulation and issues the tradesman with a period of 14 working days to resolve the issue.

The Complain to a company that sold Faulty Goods template enables you to log a formal complaint with the company that you bought defective or faulty goods from. The template reminds the company that they are under an obligation to either provide you with a new one or issue a full refund.

This template enables you to log a formal complaint with a credit card issuer about a Faulty or defective product that you purchased with your credit card. The template reminds the credit card issuer, that by virtue of the relevant legislation, they are jointly and severally liable for the defective product. It explains that they are under obligation to either provide you with a new one or issue a full refund.

The Complaint - Bailiff Overcharging template enables you to log a formal complaint with a bailiff when you believe that you were overcharged. The template is structured to clearly set out the details of your complaint. It ensures that the bailiff is reminded of the relevant legislation. Furthermore, the template puts the bailiff under an obligation to respond to your complaint within 14 days. It warns them of your willingness to contact the Local Government Ombudsman.

The Complaint about Bailiff for general mistreatment template enables you to log a formal complaint with a bailiff company regarding the action of their employees. The template emphasises your extreme upset with their employee’s treatment of yourself. It enables you (with the aid of guidance provided) to set out the details of your complaint. The template makes the Bailiff Company aware you won’t hesitate to contact your Local Government Ombudsman, should they fail to resolve the complaint to your satisfaction.

The Complaint about a Flight Delay – request compensation template enables you to log a formal complaint with an airline regarding a delay of 3 hours or more and request compensation. The template sets out the gist of the relevant EU legislation and case law, along with the statutory compensation applicable. Furthermore, the airline is instructed to deposit the sum to your account or by cheque.

This template enables you to log a formal complaint with a company against Unsolicited Goods that you received. The template expressly states that you have not ordered the goods from the company. It orders the company that the goods be collected at their expense within a stipulated period. To back up your request, the letter quotes relevant legislation.

The Complaint to a debt advice company – Mis-sold DMP template enables you to log a formal complaint with a debt advice company regarding a mis-selling of a debt management plan. A user-friendly guide simplifies the process by inviting you to simply pick one or more of the options that are relevant to your claim, demand the company to fully refund your setup fees including statutory interest and threatening Financial Ombudsman proceedings.

The Complaint to a payday lender – Mis-sold Loan template enables you to log a formal complaint with a payday lender. Lending companies are under strict regulations that are in place to ensure that they cannot take an unfair advantage of people in difficult financial positions and requires lenders to implement a range of internal policies and procedures to safeguard the fair treatment of their customers. This template effectively informs the lender that you are well aware of the specific provisions of those regulations and urges the lender to resolve the complaint to your satisfaction.

The Complaint – Creditor Harassment template enables you to log a formal complaint with your creditor when you believe that their treatment is harassing. The template quotes parts of the relevant regulation, including the Consumer Credit Sourcebook and Treating Customers Fairly. Furthermore, the template urges the creditor to drastically change their approach. It also warn them of your intention to contact the Financial Ombudsman and Financial Conduct Authority, should they fail to address the issues raised.

This template enables you to log a formal complaint about lender when you were mistreated by their employees. The template’s structure and guidance is designed to create an effective, to-the-point letter that specifies the nature of your complaint. It reminds the creditor of the relevant regulation and makes it clear that you are aware of your rights and would like to exercise them.

The ‘Confidentiality Agreement’ template is used to create an agreement between two parties when they want to keep information passed between them confidential. This is a structured agreement which goes into the details of what constitutes confidential information and how it will be treated by both parties. It then explains the rights and the obligations of both parties and how they should protect the confidential information. Finally, it outlines the general steps that must be taken by both parties to keep the information confidential.

The ‘Consent Order Template’ is an agreement that sets out the terms under which all action against a debtor would be stayed. It also sets out the amount that the defendant must pay a claimant. Finally, it outlines the fact that either party have the permission to apply to the court to enforce the agreed terms.

The ‘Consent Order with Settlement Agreement’ is used to set out the terms under which all action is stopped following a settlement agreement. It also sets out the amount that the defendant must pay a claimant. It allows you to add the settlement agreement as an annexure. Finally, it outlines the fact that either party have the permission to apply to the court to enforce the agreed terms.

The Consent order agreeing Divorce Suit can proceed undefended on respondent cross-petition template enables you to generate a consent order to formally agree with undefended divorce proceedings in a few simple steps. The template has a standard format required for court petitions and the user-friendly guidance makes the process as seamless as possible.

The ‘Consultancy Agreement’ template is used to create an agreement between your company and a consultant. It outlines the specific details of the work that you want the consultant to do. It clearly outlines that the consultant is an independent contractor. The agreement also outlines the fees for the consultancy and the frequency with it will be paid. In addition to that, it outlines the clauses that allow for the termination of the contract by both parties.

The ‘Contractual Debt Claim Defence’ is used to set out your response in defence of a claim against you. It starts by providing particulars of claim made by the claimant. It gives you the opportunity either to formally accept or deny the claim. You can also set out your reasons for your response in a professional and structured manner. Finally, you can also provide reasons for missed payments and the relevant recourse you are willing to offer.

The ‘Covenant Breach Notice’ template is a bespoke letter that can be used to issue a notice to a Tenant when they are in Breach of a covenant of the tenancy agreement. It allows you to take first step to forfeiting the lease if the breach is not rectified. This letter outlines that if the breach is not rectified the property owner can claim damages for the breach of covenants.

The ‘Debt Compromise Agreement’ is used when a debtor agrees to make a full and final settlement towards outstanding invoice(s). It is used when the creditor agreed to accept a reduced payment for outstanding debt. It outlines a schedule of payment if there is one. Finally, it emphasizes the fact that if the debtor fails to make the agreed payment the creditor without further recourse can issue civil proceedings for full recovery of all outstanding monies owed.

The ‘Debt Promissory Note’ is an agreement where a debtor promises to make payments towards outstanding invoice(s) based on an agreed schedule. It outlines the outstanding debt, interest rate, late payment charges and a schedule of payment. Finally, it emphasizes the fact that if the debtor fails to make the agreed payment they would be responsible for all legal costs associated with the enforcement of the agreement by the creditor.

The ‘Declaration of Trust Beneficial Interest’ template is a bespoke form of trust deed. It is used when the legal owners (trustees) are the registered owners however, others may have contributed toward the purchase of the property. This template allows for a step-by-step process to create a structured agreement between the trustees and beneficiaries.

The ‘Deed of Release’ template can be issued once a mortgage or other debt that is secured against assets has been paid in full. Use this template to outline the rights and responsibilities of the company and the lender when a debt has been paid in full.

The ‘Director Resignation Letter’ is a template letter that a Director can use to resign from his office. This template produces a structured and professional letter which can be used to resign from a company.

The Disassociation Notice in relation to an association entry template enables you to inform a credit reference agency that your credit report with them contains an incorrect entry about your Financial Associates. A user-friendly guidance will help you provide the credit reference agency with the correct information and amend your credit report in a time-efficient manner. You will need to enclose proof that the association entered is incorrect

The Dismissal Appeal template is used to formally notify your employer that you wish to appeal their decision to dismiss you. The template structure and user friendly guidance enables you to deliver a detailed, yet to-the-point description of the of the your appeal. You will need to provide any evidence/witness statements you may have to back up your appeal

The Dispute Credit File entry of an unknown account - complaint to a lender template enables you to formally log a complaint with a lender regarding an entry that you have no knowledge of. The template can be used as a first and easy step in informing a lender of your suspicion of fraudulent activity on your account and demand a prompt response from the lender.

The Dispute Credit Searches – complaint to a credit reference agency template enables you to log a complaint with a credit reference agency regarding a credit search appearing on your credit file. The template informs the agency that you have not authorized any credit search to be carried out and requests a prompt and thorough investigation of the matter with proper action taken.

The Dispute Credit Searches – complaint to a lender template enables you to raise an issue with a lender regarding a credit search they have made on your credit file without your express permission. The template structure and guidance makes the whole process as simple as possible, instructing the creditor to remedy the situation as a matter of urgency and notify all credit reference agencies.

Dispute Electoral Role entry on credit file template enables you to log a complaint with regards to your credit file showing you are not on the electoral role when you in fact are (and have evidence). The document also instructs the credit reference agency to promptly investigate the issue and resolve it to your satisfaction in due time.

The Dispute Missed Payments on credit file template enables you to log a complaint with regards to a missed payment entry on your credit file when you have not in fact missed any payments (and have evidence to back up your claim). The document also instructs the credit reference agency to promptly investigate the issue and resolve it to your satisfaction in due time.

The Dispute of an outstanding debt template enables you to log a formal complaint with a creditor. If you believe you do not owe the debt are not aware of its existence or have previously settled the debt you should use this template. It has been drafted to ensure that your creditor is reminded of the relevant regulation and requests them to put all collection activity on hold. It also informs them to investigate the matter further. If you have previously settled the debt please provide evidence along with this letter.

The ‘Consultancy Agreement’ template is used to create an agreement between supplier and distributor of goods. It outlines the rights and obligations of the distributor and the supplier. Furthermore, it explains the necessary targets that the distributor must meet and the fact that these targets must be met within the specified territory. In addition to that, the agreement also outlines the prices and payments and the frequency of the payment. Finally, it outlines the clauses under which either party could terminate the agreement.

The ‘Domain Transfer Agreement’ template can be used to set out the terms and conditions when a domain name of a website is bought or sold by you or your company. This agreement outlines the nature of the transfer and the price payable. This structured templates outlines the rights and obligations of the buyer and the seller.

The ‘Drug and Alcohol Policy’ template is used to create a companywide policy that complies with the requirement imposed by law. This policy sets out the restriction on the use of controlled and prescription drugs and alcohol at work. This policy explains the restrictions in place and how they are enforced. It also explains the rights and obligations of employers and employee as a part of this document. Finally it explains how the employees would be treated consistently and fairly in line with this policy

The Energy Bills Unaffordable – Offer reduced repayment template enables you to formally notify your energy supplier that you are struggling to keep up with your utility bills due to being in financial difficulty. The template reminds the energy supplier of the relevant Ofgem regulation and offers a reduced payment based on your particular circumstances and affordability.

The Energy Bill – Reduced Repayment still unaffordable template enables you to formally notify your energy supplier that despite the previous reduction of your payments, due to the severity of your financial difficulties, you find yourself unable to make the reduced payment. The template quotes the relevant regulation again and offers a further reduced payment to the energy supplier.

The Energy Supplier Complaint with request for compensation template can be easily adjusted to suit any kind of complaint you may wish to log with your energy supplier. The document structure along with helpful guidance, make it very simple to set out the particulars of your claim. The supplier is reminded of its obligation to resolve your complaint within a stipulated time frame. Furthermore, the template places the supplier under obligation to respond and formally acknowledge your complaint in a written form within 10 working days.

The ‘Equal Opportunities Policy’ template is used to create a companywide policy that highlights your company’s commitment to equal opportunities, non-discriminatory procedures and practices. This policy covers all forms of discrimination including age, gender, race, religion, sexual orientation, disability or pay rate. Finally it outlines the principles that will ensure that all decision making before and during an employment is non-discriminatory.

The ‘Final Payment Reminder’ is used when a debtor does not make a payment after receiving an initial and second payment reminder of outstanding invoice(s). It emphasizes the fact that a contractual payment is due immediately. It also informs the debtor of your intention to take necessary steps to issue court proceedings, if you do not receive a payment within a stipulated amount of time. It outlines their obligation to make a payment and bring their account back to normal in line with the contract between you and the debtor. It also gives an opportunity to a debtor to contact you if they are struggling financially. It also informs the debtor of your intention to take necessary steps to issue court proceedings if you do not receive a payment within a stipulated amount of time.

The ‘Final Payment Reminder - No Contract in Place’ is used when a debtor does not make a payment after receiving an initial payment reminder of outstanding invoice(s). It emphasizes the fact that the debtor agreed to make a payment and the date that this was agreed. It also informs the debtor of your intention to take necessary steps to issue court proceedings if you do not receive a payment within a stipulated amount of time

The ‘Final Reminder for missing payment under Debt Compromise Agreement’ is a template letter used when a debtor fails to make a payment after reaching a Debt Compromise Agreement with a creditor. It outlines the outstanding debt, the date of agreement, and any interest and charges. Finally, it emphasizes the fact that if the debtor fails to make the agreed payment the creditor without further recourse can issue civil proceedings for full recovery of all outstanding monies.

The ‘Final Rent Demand’ is a template letter that can be used by a property owner to demand any overdue rent. You can use this template when all previous attempts to recover rent have been unsuccessful. It refers to relevant legislation, which give you the right to issue a notice and gain possession of the property in question. It also outlines the fact that you would be issuing court proceedings if necessary.

The Financial Ombudsman Compliant regarding a dispute with a creditor template enables you to file a formal complaint with the Financial Ombudsman. The template is based on a dispute you are having with your creditor and has the necessary form to complete along with the letter. Generally used when you feel you have not been treated fairly and/or the creditor tries to take advantage of your difficult financial situation, the Financial Ombudsman is the body to turn to. The template provides a clear structure and guidance to help you set out the particulars of your claim and requests an acknowledgment receipt for yourself.

The ‘Fire Drill and Evacuation Log’ template creates a list of all the fire drills conducted at workplace. This standard template can be branded with company logo and used every time a fire drill is conducted. The template has section to record date and time of the start and end of the drill. It also has a section to report whether the drill was a practice drill or an actual drill. Finally, it features section to identify any areas of improvement and future action plan.

The ‘Fire Safety Policy’ template helps you create a customized policy that employees must follow in the event of a fire. This outlines a number of steps that the employee must follow to keep themselves and people around them safe. It clearly outlines the process of reporting fire. Finally it explains the steps that the organisation has put in the event of a fire.

The Flexible Working Hours Request template enables you to formally request flexible work hours from your employer. The template’s structure and user-friendly guidance significantly helps to argue your case by pointing out the positive effect the change will have on your work performance and thus the entire business. The template also ensures that all regulatory requirements are duly observed.

This template enables you to log a formal request for a Full Statement of your account and an up to date balance with a creditor. Your creditor will provide you this information in timely and efficient manner. A Full Statement will include any interest and charges added to your account along with any defaults applied.

The General Power of Attorney template enables you to confer authority on someone to deal with your legal affairs in a situation when you find yourself out of the country or are incapacitated in any other way to deal with the issue in person. The template gives the power to that person to sign legal documents and accept official correspondence on your behalf.

The Grievance Letter - Bullying template enables you to formally complain to your employer about being bullied in your work place. The template structure and user friendly guidance enables you to deliver a detailed, yet to-the-point description of the issue, stresses out the necessity to address the matter urgently and outlines the specific steps you want your employer to take to remedy the situation.

This Grievance Letter – Sexual Harassment template enables you to formally complain to your employer about sexual harassment at your work place. The template structure and user friendly guidance enables you to deliver a detailed, yet to-the-point description of the issue, stresses out the necessity to address the matter urgently and outlines the specific steps you want your employer to take to remedy the situation.

The Grievance Letter – Unfair Treatment template enables you to formally complain to your employer when you feel you are being treated unfairly at your work place. Regardless the nature of the unfair treatment, the template structure and user friendly guidance enables you to deliver a detailed, yet to-the-point description of the issue, stresses out the necessity to address the matter urgently and outlines the specific steps you want your employer to take to remedy the situation.

The Grievance Letter – Discrimination template enables you to formally complain to your employer about being discriminated at your work place. The template structure and user friendly guidance enables you to deliver a detailed, yet to-the-point description of the issue, stresses out the necessity to address the matter urgently and outlines the specific steps you want your employer to take to remedy the situation.

The Grievance Letter – Working Conditions template enables you to formally complain to your employer when you believe that the working conditions you are asked are in breach of relevant regulation or do not reflect what your Employer promised under your job agreement. The template structure and user friendly guidance enables you to deliver a detailed, yet to-the-point description of the issue, stresses out the necessity to address the matter urgently and outline the specific steps you want your employer to take to remedy the situation.

The ‘Heads of Terms’ template is used to create an agreed set of principles which precede the intended written contract that the parties intend to sign. This is generally used during the process of negotiation of contracts and is not an exhaustive list. It is not a legally binding contract. Furthermore it has provisions to include legally binding obligations such as non-disclosure. The legally binding clauses are clearly outlined.

The ‘Heads of Terms for Grant of Lease’ is a template which precedes the signing of a negotiated contract. This is a structured document which is not legally binding on either parties. It outlines the broad terms that were agreed as a part of negotiations. They set out the basis of the broad terms.

The ‘Holiday Lettings Agreement’ is a template agreement to let a property for holiday use only. Use the step-by-step process that convers various aspects of holiday lettings. The finished agreement would include the letting period, the details of the property and the rent. It also includes the rights and responsibilities of the tenant and the landlord under relevant legislations.

The ‘Home Office Rental Agreement’ is a template agreement to let a section of your property for use by a company. Use the step-by-step process that convers various aspects of home office rental agreement. The finished agreement would include the rental period, the details of the property and the license fee. It also outlines the ways to end the agreement.

The ‘House Rules for Lodgers’ is a template for an informal agreement between you and a lodger. These are some basic rules that the lodger is expected to follow during the course of the stay. It outlines the responsibilities of the lodger during their stay.

The Inform Council Tax of New Occupier template enables you to notify your local council that you have recently moved into a property. The template informs them that you are the new occupier and requests a pro rata bill be issued to you form the date you moved in to the property. The template has been drafted to advise of your previous address do you can be removed from council tax liabilities at your old residence. By sending this letter you are informing the council of your liability for council tax at that premises.

This Inform Mortgage Provider of Your Financial Difficulty and Offer Token Payment template enables you to formally notify your mortgage provider that you find yourself in a financial situation that does not allow you to pay your monthly mortgage payments in full. The structure of the template, along with a helpful guidance, makes it as easy as possible to explain the reasons for your current difficulty. The template also refers the mortgage provider to your personal Income and Expenditure Sheet and offers a temporary reduce payment. Last but not least, the template requests that your mortgage provider takes all future communication with yourself to your e-mail account, to prevent unsolicited calls and/or personal visits.

The Inform a creditor of your Address Change template enables you to inform your creditor in a quick and easy way that your address has changed. This is vital to avoid any potential miscommunication in the future. The template reminds the creditor to contact you via your cleverlaw email to ensure you won’t have to deal with letters or phone calls.

The Inform a creditor you will miss a payment or acknowledge a Missed Payment template enables you to notify your creditor that you will miss a payment or acknowledge an already missed payment. The template is designed to assist you in explaining the reasons for a missed payment and state the expected duration of the shortfall. Last but not least, the template reminds the creditor of the relevant regulation to treat you, as a customer struck by financial difficulty, with forbearance and due consideration.”

This template is to notify your creditor that there is an error setting up the Standing Order. The letter informs your creditor of an error with the bank details provided and requests correct details.

The ‘Informal Meeting Outcome’ template is used to formally confirm the issues discussed along with any improvement(s) required following an informal discussion. The template advises the employee that should the improvements not be met within the timescales provided they may lead to formal disciplinary proceedings.

The Informing a Bailiff that you are in a vulnerable position template enables you to inform a bailiff that you find yourself in a position of vulnerability and request that all collection activity be put on hold and the creditor to retrieve the debt and accept a reduced payment from you. The template contains guidance to help you structure your argument in the most efficient manner and ensure that bailiffs are kept at bay.